Independent Captive Insurance Underwriting and Consulting

Giving brokers and captive managers the tools and expertise to provide global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Insurance Rates Stabilize, But Challenges Persist

As we are nearly halfway through February 2025, the property and casualty insurance landscape continues to evolve, presenting both challenges and opportunities for insurers and policyholders alike. The market has shown signs of softening in some areas, with global commercial insurance rates declining for the second consecutive quarter. Property insurance rates, in particular, have seen a modest decrease, dropping by 3% globally and 4% in the U.S. However, the casualty insurance sector tells a different story, with rates climbing by 4% globally and a more substantial 7% in the U.S.

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California Wildfire Total Economic Loss Projections hit $250bn

The recent wildfires ravaging Los Angeles have not only caused widespread destruction but are also set to have significant impacts on California's already strained insurance market. Early estimates suggest that insured losses could reach up to $30 billion, potentially making these fires the costliest in U.S. history.

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Recent News

2/11/2025

Insurance Rates Stabilize, But Challenges Persist

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2/4/2025

Significant Regulatory Changes Resulting from California Wildfires

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Expert Captive Insurance Consulting

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.

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Captive Fronting and Reinsurance

From initial education to binding coverage, we’ll help you deliver. Use our knowledge and experience to identify, underwrite, and bind AM Best rated fronting and reinsurance for your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.