Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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How Economic Volatility Fuels Commercial Insurance Fraud

Economic stress reliably drives up commercial insurance fraud, especially in auto, property, liability, and workers’ comp. Here’s what to watch and how to respond.

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Captives and Severe Weather Risks

The insurance industry has undergone significant transformation in response to the escalating frequency and severity of extreme weather events. As climate change intensifies natural disasters—from wildfires and hurricanes to floods and heatwaves—insurers are recalibrating risk models, revising coverage strategies, and innovating products to maintain solvency while addressing societal needs. Captive insurance, in particular, has emerged as a critical tool for businesses and governments to bridge coverage gaps, stabilize costs, and build resilience against climate-driven losses. This report synthesizes the industry’s multifaceted adaptations, with a focus on how captive structures are reshaping risk management in an era of heightened volatility.

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Recent News

12/9/2025

How Economic Volatility Fuels Commercial Insurance Fraud

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12/9/2025

C.I. Featured in Captives Insurance Times December 2025 Issue

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.