Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Captive Review Power 50 — Nominations Are Open for 2026

Every year, Captive Review publishes the Power 50, a list recognizing the individuals shaping the captive insurance industry. Unlike self-nominated awards or pay-to-play rankings, the Power 50 is built on peer recognition. The people on the list are there because their colleagues, clients, and counterparties said they should be. That distinction is what gives it weight.

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Total Cost of Risk and the Impact of Captives

Total Cost of Risk (TCOR) is a holistic measure that captures the full financial footprint of managing risk within an organization. Rather than focusing solely on insurance premiums, TCOR encompasses every expense associated with risk, including direct losses, administrative efforts, and even the hidden costs that can arise when things go wrong. For sophisticated businesses, understanding and managing TCOR is essential to maintaining both profitability and resilience.

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Recent News

2/24/2026

Captive Review Power 50 — Nominations Are Open for 2026

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2/24/2026

The Soft Market Is Here — That’s Exactly When to Build a Captive

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

Gain Credibility

Start the Conversation

Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.