Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Pinnacle APEX Webinar: Property Playbook: Captive Structure, Strategies and Implementation

In this Pinnacle APEX webinar, Pinnacle Consulting Actuary Nick Gurgone joins Captives.Insure's Luke Renz to walk through the current state of the property market, the trends shaping it, and a practical framework for structuring property coverage inside a captive — regardless of where the market sits in the cycle. The session closes with real-world case studies showing how these structures perform in practice.

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Treaty and Facultative Reinsurance: Key Components to Consider for your Captive Program

Treaty reinsurance and facultative reinsurance are the two core ways captives interface with third‑party risk capital; for a captive program, they determine how efficiently you can scale limits, manage volatility, and align reinsurer underwriting with your own.​

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Recent News

4/29/2026

Pinnacle APEX Webinar: Property Playbook: Captive Structure, Strategies and Implementation

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4/29/2026

The Importance of Reg 114 Trusts

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.