Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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C.I. Speaking at CICA 2026

Captives Insure is proud to announce our participation in the CICA International Conference 2026 in Palm Desert, CA, March 8–10. This annual event brings together global leaders in captive insurance, reinsurance, and alternative risk transfer to share insights shaping the next evolution of the market.
 

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State-by-State Hurdles: Understanding U.S. Insurance Jurisdictions and the Unique Risks of New York’s Action Over Exposure

The United States insurance market is uniquely complex due to its structure of state-based regulation. Each of the 50 states, along with several territories, acts as a separate insurance jurisdiction with its own regulatory framework, laws, and market conditions. This decentralized system creates a diverse landscape of challenges for insurance carriers operating across the country. This article explores the different insurance jurisdictions throughout the United States and the specific challenges insurance carriers face in each.

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Recent News

2/17/2026

C.I. Speaking at CICA 2026

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2/17/2026

Captive Solutions for High‑Performing Commercial Auto Fleets: Fronting, Reinsurance, and Underwriting

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.