Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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FEMA’s Retreat Puts Catastrophe Risk Back on the Balance Sheet: What It Means for Captives at 1/1

Two FEMA announcements on the same day point the same way. At a private conference in Little Rock, FEMA Administrator Cameron Hamilton told state emergency managers that states must build their own financial reserves to handle most disasters without federal help. He said federal disaster aid cuts could come within six months. Also that day, FEMA launched a FloodSmart.gov tool that lets homeowners and renters buy NFIP policies directly, without an agent. An internal FEMA memo dated October 15 had already described the goal of handing disaster response to state and local governments to reduce "federal dependency".

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Cyber Reinsurance Market and Trends

The cyber reinsurance market is evolving significantly in 2024, characterized by growth, increased stability, and adaptation to emerging risks. Here are the key developments:

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Recent News

10/28/2026

FEMA’s Retreat Puts Catastrophe Risk Back on the Balance Sheet: What It Means for Captives at 1/1

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10/28/2026

Global Captive Congress 2026: Key Takeaways from London

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.