Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Construction Liability — The Captive Opportunity

 The US construction liability market is diverging sharply from broader GL trends. Residential construction — condos, townhomes, and high-end developments — is a particularly distressed segment, facing tightening capacity, rising excess rates, and increasingly selective underwriting. Insurers are responding with higher retentions, narrower terms, project-specific underwriting requirements, and in some states, outright declinations of residential risks.​

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C.I. Provides $2m/$4m General Liability Policy to Florida Based Residential Real Estate Client

This insured is a fully integrated real estate development and investment management firm specializing in the creation of market-rate workforce housing across the Sun Belt region of the United States. Their business model focuses on delivering high-quality, affordable multifamily housing to meet the growing demand in rapidly expanding markets. The client, in collaboration with their broker and captive manager, engaged Captives Insure (C.I.) to secure a robust and lender-accepted general liability captive insurance solution.

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Recent News

3/17/2026

Construction Liability — The Captive Opportunity

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3/17/2026

Captive Review Power 50 Nominations Closing March 20, 2026 — Submit Before the Deadline

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.