Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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C.I. Delivers A- Rated Paper for an Existing Habitational Captive

A regional habitational property manager operating a multifamily portfolio across the five boroughs of New York City — with additional exposures in Westchester County and northern New Jersey — already owned and operated its own captive insurance company. The captive allowed the business to retain its own premium and underwriting result rather than surrender them to the commercial market. What it lacked was the one thing its lenders and contractual counterparties insisted on: coverage issued on AM Best-rated paper

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Comparing the 2008 Financial Crisis to Today: Impacts on Captive Insurance and the US P&C Market

The U.S. economy today faces conditions that echo certain aspects of the 2008 financial crisis, yet it also exhibits significant differences.  Examining how the U.S. property and casualty (P/C) insurance market performed during both periods offers important insights into navigating current challenges.

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Recent News

7/15/2026

C.I. Delivers A- Rated Paper for an Existing Habitational Captive

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7/15/2026

Captives Insure Will Be at the VCIA Annual Conference

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.