Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Independent Defense in Captives – Captive International Spotlight

A key driver of captive formation is the ability to shape claims strategy. Operating a captive enables the use of independent defense counsel, allowing organizations to influence litigation decisions, manage outcomes, and align defense with broader business objectives. Luke Renz, ACI offers a timely perspective on why claims governance is becoming a core captive value driver.

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Catastrophic Texas Floods of July 2025: A Watershed Moment for Insurance

Over the Fourth of July weekend in 2025, central Texas was struck by catastrophic flash floods, primarily impacting the Hill Country region and communities along the Guadalupe River. Torrential rains—up to 12 inches in some areas—caused the river to surge nearly 30 feet in less than an hour, overwhelming local infrastructure and catching residents and campers off guard. The disaster claimed more than 100 lives, with dozens still missing, and left a trail of devastation across Kerr County and neighboring areas. With insured losses and the total economic impact expected to be well north of ~$20 billion the budget cuts to NOAA will be a continued topic of discussion moving forward. 

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Recent News

1/28/2026

Independent Defense in Captives – Captive International Spotlight

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1/26/2026

Experience vs. Exposure: Actuarial Methodologies for Captive Pricing

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.