Independent Captive Insurance MGA and Consulting Firm

As one of the largest independent captive insurance program managers in the world, our open programs give brokers and captive managers the tools and expertise to provide AM Best rated global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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C.I. Featured in Captive International

For brokers and captive managers, structure is everything—how a captive is designed can determine its long-term success. This piece examines why traditional deductible reimbursement programs are steadily being replaced by more efficient captive reinsurance models, and the implications for cost, flexibility, and sustainable growth

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IRS increases 831(b) premium limit for 2026 to $2.9m

The IRS has raised the Section 831(b) annual premium cap for qualifying micro-captive insurance companies to $2.9 million, effective for taxable years beginning in 2026.

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Recent News

12/2/2025

C.I. Featured in Captive International

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12/2/2025

Captives and Residential General Liability

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Independent Captive Insurance MGA

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.  Our AM Best delegated underwriting authority, open programs, and wide appetite will help ensure you deliver without having to change commision structures or captive managers.  

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Multi-Line Captive Insurance Program Business

From initial education to binding coverage, we’ll help you deliver. Use our delegated underwriting authority and deep captive insurance expertise to identify, underwrite, and bind AM Best rated solutions for all your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.