Economic stress reliably drives up commercial insurance fraud, especially in auto, property, liability, and workers’ comp. Here’s what to watch and how to respond.
C.I. discusses current trends and strategic considerations in the captive insurance market, highlighting how captive structures can be used more flexibly by brokers and corporate clients in response to evolving risk and regulatory pressures in Captive Insurance Times December issue.
The current insurance environment is reshaping how middle-market companies think about risk. The prolonged hard market in casualty lines, especially auto and general liability, is pushing buyers to look beyond traditional insurance and toward structures that provide more stability, control, and long-term value.
For brokers and captive managers, structure is everything—how a captive is designed can determine its long-term success. This piece examines why traditional deductible reimbursement programs are steadily being replaced by more efficient captive reinsurance models, and the implications for cost, flexibility, and sustainable growth
Explore how captive insurance structures offer residential construction contractors strategic alternatives to navigate capacity constraints and cost management in the challenging 2025 general liability market.
This guide explores three industry-leading structures—Group Captives, Cell Captives, and Pure (Single Parent) Captives—showcasing their operational, financial, and strategic nuances. While each structure has their place, this article will outline the pros and cons of each, and what makes the most sense for your business.
"AM Best has revised its outlook on the U.S. excess & surplus (E&S) market to stable as premium growth slows and rate momentum eases. Discover what this shift means for captive insurance strategies, risk retention, and high-performing middle-market and corporate buyers."
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