For brokers and captive managers, structure is everything—how a captive is designed can determine its long-term success. This piece examines why traditional deductible reimbursement programs are steadily being replaced by more efficient captive reinsurance models, and the implications for cost, flexibility, and sustainable growth
Explore how captive insurance structures offer residential construction contractors strategic alternatives to navigate capacity constraints and cost management in the challenging 2025 general liability market.
This guide explores three industry-leading structures—Group Captives, Cell Captives, and Pure (Single Parent) Captives—showcasing their operational, financial, and strategic nuances. While each structure has their place, this article will outline the pros and cons of each, and what makes the most sense for your business.
"AM Best has revised its outlook on the U.S. excess & surplus (E&S) market to stable as premium growth slows and rate momentum eases. Discover what this shift means for captive insurance strategies, risk retention, and high-performing middle-market and corporate buyers."
The 2025 Cayman Captive Forum, organized by the Insurance Managers Association of Cayman (IMAC), returns December 2–4 at the Ritz-Carlton, Grand Cayman, and is officially sold out. Nate Reznicek of C.I. is excited to attend this year’s Cayman Captive Forum, taking place December 2–4. With sold-out attendance and a strong agenda, the event promises to be both engaging and productive. To connect with Nate during the forum, feel free to reach out at Nate@captives.insure to arrange a meeting.
Transitioning from a segregated cell facility to a pure (single parent) captive insurance company can be accomplished efficiently by leveraging the process of transferring assets and liabilities. With evolving regulations in many captive domiciles, this pathway is becoming both common and streamlined, giving organizations clear advantages in control and structure. While a cell captive offers many of the same benefits of pure captives and a lower barrier to entry from both a premium and cost perspective, there can be motivations to move to a single parent / “pure” captive. This article will explore some of the differences and considerations to make between these captive structures.
A Missouri-based assisted and skilled nursing facility engaged Captives Insure to reimagine its liability insurance program. Intent on retaining greater control over claims and underwriting profit, the organization requested a captive insurance structure able to both fulfill strict regulatory/lender requirements and maximize risk retention.
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