The market heading into the second half of 2026 is defined by a paradox: more capital than ever, deployed with unusual restraint. Property catastrophe reinsurance is softening into a clear buyer's market, the primary commercial market is diverging sharply line by line, and casualty — umbrella in particular — is tightening even as the rest of the book gives back rate. The two halves of that picture point in opposite directions, and the appropriate posture into 1/1 reflects both
Captives Insure will be attending the North Carolina Captive Insurance Association (NCCIA) Annual Conference — one of the premier domicile events in the captive insurance industry. Each year the conference brings together captive owners, domicile regulators, fronting carriers, reinsurers, actuaries, and advisors for programming on program design, regulatory developments, and the direction of the broader P&C market.
Captives Insure is heading to Burlington, Vermont for the Vermont Captive Insurance Association (VCIA) Annual Conference — the largest and longest-running educational event in the captive insurance industry.
The feature appears in Captive Insurance Times' July 2026 edition, which brings together reporting, interviews, and analysis from across the captive and reinsurance community. The full issue is available on the publication's website
Governor Kathy Hochul has announced a package of tort and rate-setting reforms included in New York's FY27 budget, designed to lower auto-insurance premiums for drivers and curb fraudulent claims. Early guidance from the Department of Financial Services (DFS) is already pushing insurers to implement these changes, with the governor publicly calling on companies to demonstrate measurable savings within months
In reinsurance, risk rarely stops moving once it leaves the original insurer. A reinsurer that assumes risk from a primary carrier may, in turn, transfer a portion of that risk to yet another reinsurer. That second transfer is called retrocession — the reinsurance of reinsurance — and it introduces two terms that are frequently mixed up: the retrocedent and the retrocessionaire.
Third-party litigation funding has grown, over a relatively short period, from a niche financing arrangement into a meaningful force shaping the litigation environment — and, by extension, the cost of insurance. It tends to operate out of view, rarely discussed by the parties whose cases it supports, yet its influence reaches into the very loss trends that captive owners watch most closely. For organizations financing their own risk, it is worth understanding what this capital does, why it has attracted steadily growing concern, and why a recent development in North Carolina has captured the industry's attention.
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