Independent Captive Insurance Underwriting and Consulting

Giving brokers and captive managers the tools and expertise to provide global captive insurance solutions, confidently win new business, and retain key accounts without sacrificing commissions or revenue.

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Qualified Self Insurers in Commercial Insurance: A Detailed Overview

A qualified self-insurer in commercial insurance is a highly specialized organization that meets rigorous standards set by state regulators, giving it the legal authority to pay specific insurance claims—such as workers’ compensation, liability, or property losses—directly from its own resources.

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Risk Distribution in Captive Insurance: Aligning US Tax Court Methodology with Underwriting Practices

The evaluation of adequate risk distribution in captive insurance companies for US federal income tax purposes has created a significant divergence between Tax Court judicial standards and commercial insurance underwriting methodologies. While both frameworks ostensibly aim to ensure genuine insurance characteristics, their approaches to measuring and validating risk distribution differ substantially in both philosophy and practical application.

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Recent News

8/8/2025

Qualified Self Insurers in Commercial Insurance: A Detailed Overview

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8/8/2025

Distinguishing Between Insurance Risk and Credit Risk in Commercial Insurance

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Expert Captive Insurance Consulting

Client Focused. Straightforward. Transparent.

The traditional purchase of insurance is one of the worst investments that well-managed clients make each and every year. Regardless of your experience with captive insurance, we’ll give you the tools to help you turn this traditional sunk cost into a profit center for your clients.

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Captive Fronting and Reinsurance

From initial education to binding coverage, we’ll help you deliver. Use our knowledge and experience to identify, underwrite, and bind AM Best rated fronting and reinsurance for your captive insurance needs.

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Captive Insurance Consulting

Our independent and education-led approach arms our agent/broker partners with the knowledge and skills necessary to stand out from the crowd.

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Structure Evaluation

Help ensure your client’s current or considered captive arrangement is the best fit for their business.

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Interested in learning more about what Captives Insure has to offer? Send us a message, and we’ll connect with you shortly.