Rachel Kortman serves as Chief Underwriting Officer of Captives Insure, where she leads underwriting governance across all lines of business and is accountable for portfolio quality on behalf of the firm's insureds, captive clients, fronting carriers, and reinsurers. She also directs the continued buildout of the firm's underwriting team.
Rachel brings more than two decades of commercial property and casualty underwriting leadership, having managed nine-figure portfolios of publicly and privately held companies, including Fortune 500 accounts, at some of the industry's most established national and global carriers. Her expertise spans guaranteed cost, deductible, loss-sensitive, and captive program structures, as well as the design of risk transfer and reinsurance programs built on loss forecasting and financial modeling.
Rachel holds the Chartered Property Casualty Underwriter (CPCU) and Certified Authority on Workers' Compensation (CAWC) designations and earned her bachelor's degree from Bowdoin College. She is based in Grand Rapids, Michigan.
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