General Liability Captives

Traditionally, Commercial General Liability coverage has been one of the more difficult lines of business to include within a captive arrangement. Captives Insure takes the time to understand the unique facts and circumstances surrounding the operations and exposures of your client’s business to craft tailor-made captive insurance solutions. When working with Captives Insure, you can expect:

Up to 85% of premium returned to the captive (before broker commissions/fees)
Elimination of premium volatility
Control over the claims process
The ability to retain 100% of the captive’s underwriting profit
Risk and premium ceded to a captive insurance company wholly owned by your client
A+ XV AM Best policies issued on admitted paper
Licensure in all 50 states
$1M/$2M, $2M/$4M, and other increased limits available
New York Labor Law § 240/241 exposures are not excluded

Program Qualifications/Requirements

Minimum premium of $500K for single parent captives (Premium totals may be combined with select other coverages)
Excellent loss histories
Formal contractual risk management practices and procedures must be in place

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