In the traditional commercial market, the insured was unable to procure a dedicated human trafficking policy on a standalone basis, despite actively seeking options through standard carriers and program markets. Capacity, appetite, and form limitations made it difficult to obtain meaningful limits, tailored wording, and a clear response to trafficking‑related events under conventional placements. Captives.Insure stepped into this gap by engineering a bespoke human trafficking solution specifically for the insured, providing purpose‑built coverage where the standard market could not.
This leading independent hospitality operator manages a large portfolio of hotels and properties across the United States. With operations spanning multiple states and over 120 locations, the company specializes in providing exceptional guest experiences while maintaining rigorous operational and safety standards.
A Missouri-based assisted and skilled nursing facility engaged Captives Insure to reimagine its liability insurance program. Intent on retaining greater control over claims and underwriting profit, the organization requested a captive insurance structure able to both fulfill strict regulatory/lender requirements and maximize risk retention.
The Fifth Circuit's affirmation of the Tax Court's decision in Swift v. Commissioner represents a watershed moment in captive insurance jurisprudence, establishing new precedents that extend far beyond the micro-captive arrangements at issue. This decision not only continues the IRS's perfect litigation record against questionable captive structures but also introduces significant analytical shifts that will reshape how courts evaluate all captive insurance arrangements for federal income tax purposes.
This vertically integrated, Miami-based real estate company specializing in the acquisition, development, and management of multifamily and single-family rental communities. Founded in 1996 the company has owned and operated over 30,000 multifamily units valued at more than $5 billion across the United States. Their current portfolio includes more than 12,000 multifamily units in eight states, with a total valuation exceeding $2.9 billion and over $1.1 billion in equity under management.
This insured is a fully integrated real estate development and investment management firm specializing in the creation of market-rate workforce housing across the Sun Belt region of the United States. Their business model focuses on delivering high-quality, affordable multifamily housing to meet the growing demand in rapidly expanding markets. The client, in collaboration with their broker and captive manager, engaged Captives Insure (C.I.) to secure a robust and lender-accepted general liability captive insurance solution.
A Texas based property management/development company turned to Captives Insure (“C.I.”) for an alternative means of procuring their General Liability and Property coverage. Even with excellent claims history and risk management efforts, the commercial market was unwilling to give them the credit they deserve and administered rate increases and higher retentions.
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