A Houston-based residential property management/development company turned to Captives Insure (“C.I.”) for an alternative means of procuring their General Liability and Property coverage. Even with excellent claims history and risk management efforts, the commercial market was unwilling to give them the credit they deserve and administered rate increases and higher retentions.
A Canadian based transportation service turned to Captives Insure (“C.I.”) for an alternative means of procuring their Excess Auto Liability Coverage. Looking for a solution to retain risk and premium in part of their excess tower, this insured turned to C.I. to procure $5m xs $5m auto liability coverage.
A Florida-based residential affordable real estate client with a $1 billion total insurable value partnered with Captives Insure (C.I.) to renew a $60 million primary property policy and a $15 million excess general liability policy. Leveraging a historical property loss ratio of under 4% and a loss-free excess liability layer, C.I. secured significant reductions in both premium and collateral requirements. Through a bespoke captive insurance structure, the client recaptured millions previously spent in the standard insurance market and retained ~$4 million in gross written premium within their captive. C.I. was able to negotiate renewal terms and provide a collateral reduction of over 50% for their 2025 renewal along with a market rate premium decrease
A Midwest-based liquid bulk fuel hauler, recently completed its third captive insurance renewal with Captives Insure (C.I.). This milestone reflects the company’s commitment to leveraging innovative insurance solutions to achieve financial stability and competitive advantages in the fuel transportation industry.
A large residential property client worked with C.I. to procure a $2.5m Property Policy along with a $400k/$5m General Liability Policy. With over $1bn in total insured values and 10k+ units this client retained 85% of the premium back into their captive on AM Best Rated A+XV Admitted paper.
A large specialty construction company, partnered with C.I. to secure $5 million in excess liability coverage above a $15 million primary layer. The client retains over $2.5 million in gross written premium (GWP) within their captive while satisfying lender requirements. With a 0% historical loss ratio in this excess layer, the client now retains underwriting profits that were previously absorbed by commercial insurers.
One of the nation’s largest home builders worked with C.I. to procure their builders risk coverage. They were not getting the credit they deserve in the standard market for their claim free loss history, they were able to use their existing captive to retain risk and stop burning money in the commercial insurance market.
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