A dynamic mid-market plumbing services contractor headquartered in South Florida operates across multiple service regions with a robust field operations structure. With approximately 250+ active field personnel and support staff, the company executes residential and commercial plumbing projects ranging from routine maintenance to large-scale commercial installations.
In the traditional commercial market, the insured was unable to procure a dedicated human trafficking policy on a standalone basis, despite actively seeking options through standard carriers and program markets. Capacity, appetite, and form limitations made it difficult to obtain meaningful limits, tailored wording, and a clear response to trafficking‑related events under conventional placements. Captives.Insure stepped into this gap by engineering a bespoke human trafficking solution specifically for the insured, providing purpose‑built coverage where the standard market could not.
Treaty reinsurance and facultative reinsurance are the two core ways captives interface with third‑party risk capital; for a captive program, they determine how efficiently you can scale limits, manage volatility, and align reinsurer underwriting with your own.
This leading independent hospitality operator manages a large portfolio of hotels and properties across the United States. With operations spanning multiple states and over 120 locations, the company specializes in providing exceptional guest experiences while maintaining rigorous operational and safety standards.
Economic stress reliably drives up commercial insurance fraud, especially in auto, property, liability, and workers’ comp. Here’s what to watch and how to respond.
C.I. discusses current trends and strategic considerations in the captive insurance market, highlighting how captive structures can be used more flexibly by brokers and corporate clients in response to evolving risk and regulatory pressures in Captive Insurance Times December issue.
The current insurance environment is reshaping how middle-market companies think about risk. The prolonged hard market in casualty lines, especially auto and general liability, is pushing buyers to look beyond traditional insurance and toward structures that provide more stability, control, and long-term value.
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