Insights

8/27/2025

Special Report - 2025 Captive Market Analysis

The global captive insurance industry has reached a critical inflection point in 2025, with over 10,000 risk-bearing entities now operating worldwide—a figure that encompasses traditional captives, protected cells, innovative series LLCs, and other Risk Bearing Entity (RBE) structures. This comprehensive market analysis reveals an industry writing approximately $62 billion in direct premiums annually, positioning captives as essential components of sophisticated risk management strategies rather than alternative solutions.

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8/27/2025

25+ Countries Suspend US Postal Delivery: Captive Insurance Solutions for Supply Chain Disruption

Over 25 countries suspended postal delivery to the US, affecting $800+ billion in trade. Learn how captive insurance solutions provide superior supply chain risk management, trade credit protection, and business interruption coverage for the 2025 regulatory changes. Expert insights from award-winning captive insurance consultants.

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8/26/2025

August 2025 Insurance & Reinsurance Update

The insurance and reinsurance markets in August 2025 remain profitable and resilient, despite pressures from catastrophic events and evolving regulatory environments. Strategic capital deployment, strong investment returns, and regulatory modernization are shaping a robust outlook for both sectors as they navigate ongoing risks and market competition

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8/26/2025

Mortgages Secured by Cryptocurrency: Stability, Security, and Risk Factors

Crypto-backed mortgages allow borrowers to use their cryptocurrency holdings—such as Bitcoin, Ethereum, or stablecoins—as collateral to secure mortgages for real estate purchases. This innovative financial product offers distinct advantages and risks, and is subject to specific requirements and implications for lenders and borrowers.

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8/26/2025

Self-Insured Trusts and Captive Insurance

Single parent captive insurance companies and self-insured trusts are both sophisticated vehicles for businesses eager to transcend traditional insurance models. Yet, the journey of forming and managing each is vastly different, and nowhere is this more evident than when examining the drawbacks faced by self-insured trusts. 

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8/8/2025

Qualified Self Insurers in Commercial Insurance: A Detailed Overview

A qualified self-insurer in commercial insurance is a highly specialized organization that meets rigorous standards set by state regulators, giving it the legal authority to pay specific insurance claims—such as workers’ compensation, liability, or property losses—directly from its own resources.

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8/8/2025

Distinguishing Between Insurance Risk and Credit Risk in Commercial Insurance

In commercial insurance operations, understanding risk is fundamental to underwriting, capital management, and long-term profitability. Two of the most important—yet distinct—categories are insurance risk and credit risk. Insurance risk is where the insurer is to to pay for losses based on the coverage provided.

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