A nearly loss-free Texas-based industrial client with both domestic and international exposures worked with C.I. to provide a captive solution for their property exposures. Even with excellent loss history and proper risk management strategies in place, the standard market still imposed rate increases year over year.
One of the nation’s largest home builders worked with C.I. to procure their builders risk coverage. They were not getting the credit they deserve in the standard market for their claim free loss history, they were able to form their own captive and stop burning money in the commercial insurance market.
A Houston-based residential property management/development company turned to Captives Insure (“C.I.”) for an alternative means of procuring their General Liability and Property coverage. Even with excellent claims history and risk management efforts, the commercial market was unwilling to give them the credit they deserve and administered rate increases and higher retentions.
A Canadian based transportation service turned to Captives Insure (“C.I.”) for an alternative means of procuring their Excess Auto Liability Coverage. Looking for a solution to retain risk and premium in part of their excess tower, this insured turned to C.I. to procure $5m xs $5m auto liability coverage.
Nate Reznicek has been named to the 2025 Captive Review Power 50, recognizing him as one of the most influential professionals in the global captive insurance industry.
Montana has recently enacted significant changes to its captive insurance law through Senate Bill 60 (SB 60), signed into law in May 2025. While Montana’s new law is highly competitive for smaller captive insurance companies, North Carolina, Vermont, and Tennessee may offer more favorable tax treatment for large protected cell structures due to their capped tax regimes.
While both medical malpractice and professional liability insurance protect against professional risks, they are tailored to fundamentally different exposures. Healthcare providers need malpractice insurance to guard against claims of physical harm, while other professionals require liability coverage for financial or reputational losses. Selecting the right policy depends on the nature of your profession and the specific risks you face.
SUBMIT A RISK